Nick Chavis is a Managing Partner and Co-Founder at Clear Water Capital, where he helps individuals, families, and business owners build comprehensive financial strategies designed to create lasting financial security and wealth.
His passion for helping people achieve goals they may not have thought possible is what originally inspired him to enter the financial services industry.
“I enjoy helping people reach milestones they may not have achieved on their own—whether that’s funding a child’s education, preparing for retirement, or creating a lasting legacy for future generations,” Nick says.
A native of Long Island, New York, Nick relocated to Richmond, Virginia, after graduating from the State University of New York (SUNY) at Cortland with a degree in Business Economics. Prior to co-founding Clear Water Capital with Tyler White in 2020, Nick spent many years as a financial professional with MassMutual, where he continues to maintain a professional relationship. Earlier in his career, he also served clients as a Financial Advisor with American Express Financial Advisors.
Since launching Clear Water Capital, Nick has been committed to creating a client experience centered on trust, education, and long-term relationships. He believes that successful financial planning begins with understanding each client’s unique goals, values, and concerns. From there, Clear Water Capital develops personalized strategies designed to help clients build wealth, protect their families, and confidently navigate life’s financial decisions.
“Many people worry that their finances may not be where they should be, which often prevents them from seeking advice,” Nick explains. “Our goal is to make the process approachable and comfortable. We want clients to know they can call us whenever life presents a financial question or opportunity.”
Beyond working directly with clients, Nick is passionate about financial education within the community. Through Clear Water Capital, he regularly participates in employee financial wellness programs designed to help individuals better understand personal finance, retirement planning, and wealth-building strategies.
Nick believes that financial planning extends beyond investments and insurance—it is about helping people live the lives they envision for themselves and their families.
When he is not meeting with clients, Nick starts most mornings in the gym before sunrise, often beginning his day with a workout at 5:00 a.m. He and his wife stay busy supporting their two children, whose schedules are filled with athletic competitions, practices, and team events.
Family remains at the center of everything Nick does. Whether cruising through the Caribbean, spending time along the Chesapeake Bay, or enjoying the beaches of Holden Beach, North Carolina, he values creating meaningful experiences with those closest to him.
At Clear Water Capital, Nick brings that same family-first mindset to every client relationship—helping individuals and families pursue their financial goals with confidence, clarity, and purpose.